Common pain points we help businesses overcome
Protecting against fraud, cyberattacks, and data breaches in financial systems.
Navigating complex financial regulations and ensuring ongoing compliance.
Building confidence in digital financial services among traditional banking users.
Connecting modern fintech solutions with existing banking infrastructure.
What we build and the tools we use to build it
Secure mobile payment solutions with multi-currency support and instant transfers.
Seamless integration with major payment processors and card networks.
Trading apps, robo-advisors, and portfolio management systems.
Predictive analytics for fraud detection, credit scoring, and risk assessment.
Smart contracts, cryptocurrency wallets, and distributed ledger applications.
Feature-rich banking applications with biometric auth and real-time notifications.
Real projects delivering measurable results for our clients
PaySwift, a fintech startup, aimed to create a simple, secure mobile wallet for everyday users to send money, pay bills, and shop online without the friction of traditional banking.
PaySwift needed to compete with established players while ensuring instant money transfers, robust security, and seamless onboarding. Regulatory compliance (KYC/AML) and integration with multiple banks for UPI and IMPS transactions were critical requirements.
AlgoSmiths developed a feature-rich mobile wallet app for iOS and Android using React Native, with biometric authentication, QR code payments, and instant peer-to-peer transfers. We integrated with NPCI for UPI, implemented automated KYC verification using AI-based document scanning, and built a fraud detection engine using machine learning to flag suspicious transactions.
QuickCapital, a lending startup, wanted to provide fast, collateral-free loans to small business owners and gig workers who were underserved by traditional banks.
Traditional credit scoring models didn't work for customers with no formal credit history. QuickCapital needed a platform to assess creditworthiness using alternative data sources, disburse loans instantly, and manage repayments efficiently—all while mitigating default risks.
AlgoSmiths built an AI-powered lending platform that used alternative data (bank statements, GST filings, digital footprint) to generate credit scores. The system automated loan approval workflows, integrated with bank APIs for instant disbursement, and featured automated EMI reminders and collection workflows. We also implemented a risk management dashboard for loan officers.
InvestX, a wealth-tech company, wanted to democratize stock market investing by offering zero-commission trading and goal-based investment planning to millennials and first-time investors.
InvestX needed a platform where users could easily buy/sell stocks, mutual funds, and ETFs while also offering educational content and personalized investment recommendations. The system had to handle real-time market data, execute trades instantly, and comply with SEBI regulations.
AlgoSmiths created a comprehensive investment platform with a mobile app and web dashboard. We integrated with stock exchanges for live market data and trade execution, built robo-advisory features using AI for personalized portfolio recommendations, and designed gamified onboarding to educate new investors. The platform supported SIP automation, tax-loss harvesting, and portfolio rebalancing.
SpendWise, a B2B fintech, wanted to help startups and SMEs manage employee expenses, issue corporate cards, and automate expense approvals and reimbursements.
Startups struggled with manual expense tracking via spreadsheets, delayed reimbursements, and lack of visibility into team spending. SpendWise needed a platform that could issue virtual and physical corporate cards, enforce spending policies, and integrate with accounting software like Zoho and QuickBooks.
AlgoSmiths built a SaaS platform where companies could issue corporate cards to employees, set spending limits and merchant category restrictions, and track expenses in real-time. We integrated with accounting systems for automatic reconciliation and built an approval workflow engine for expense claims. The platform also featured AI-based receipt scanning and categorization.
What's different about working with us
Multi-layer security architecture with encryption, tokenization, and fraud prevention.
High-performance systems capable of handling millions of transactions per day.
Experience with PCI-DSS, KYC/AML, and global financial regulations.